Oro koko: DTI;Ipin
Ipin gbese-si-owo oya (DTI) jẹ iwọn inawo ti ara ẹni ti o ṣe afiwe isanwo gbese oṣooṣu ẹni kọọkan si owo-wiwọle apapọ oṣooṣu wọn.Owo-wiwọle lapapọ rẹ ni sisanwo rẹ ṣaaju ki o to mu owo-ori ati awọn iyokuro miiran jade.Iwọn gbese-si-owo oya jẹ ipin ogorun ti owo-wiwọle oṣooṣu apapọ rẹ ti o lọ si sisanwo awọn sisanwo gbese oṣooṣu rẹ.
DTI=Apapọ Awọn sisanwo Gbese Oṣooṣu/Owowo Oṣooṣu Lapapọ
Ti o ba fẹ beere fun awin yá, DTI rẹ gbọdọ labẹ 50% tabi isalẹ.Eyi ni apẹẹrẹ ti n fihan bi o ṣe le ṣe iṣiro DTI rẹ:
Awọn owo oṣooṣu John ati owo oya jẹ atẹle yii ati pe a le ṣe iṣiro DTI -40%.
| Owo ati owo oya | Iye | Lapapọ | DTI |
| yá | $1500 | $2720 | 2720/6800=40% |
| Owo-ori ohun-ini | $480 | ||
| Iṣeduro onile | $80 | ||
| Iyalo ọkọ ayọkẹlẹ | $340 | ||
| Kaddi kirediti | $320 | ||
| Owo oya ti o pọju | $6800 | $6800 |
Akoko ifiweranṣẹ: Jan-20-2022