Akopọ
Portfolio Bank Gbólóhùn
Portfolio DSCR
Portfolio Ajeji National DSCR
* Soobu Nikan
Awọn alaye
1) 5/6 ARM 30 Ọjọ Apapọ SOFR (5/1/5);
2) Ipilẹ-pada si isalẹ par 1: 2;
3) O pọju.Awin Iye $ 5,000,000.
* Rara rira lori Nhi itẹwẹgba
Portfolio Bank Gbólóhùn
1) UW ọya $ 1495 & Ilana Ọya $ 845;
2) Igbẹkẹle/Ọya Atunwo Ohun elo $300, ti o ba wulo;
3) Owo Gbólóhùn Bank Max.LTV 65%;
4) Alaye Bank - Anfani Nikan Max.LTV 60%;
5) Min.Owo awin $500,000;
6) Orilẹ-ede ajeji - Ko yẹ;
7) Ijiya-sanwo ṣaaju-oṣu 18 jẹ dogba si anfani oṣu mẹfa;
8) Min.Awọn oṣu 12 PITIA lori ohun-ini koko bi awọn ifiṣura;
9) Iyatọ: ọran nipasẹ ọran fun iye awin ≤ $ 500k pẹlu 0.5 ṣatunṣe si ọya.
Portfolio DSCR
1) UW ọya $ 1495 & Ilana Ọya $ 845;
2) Igbẹkẹle / Atunwo Ohun elo $ 300, ti o ba wulo;
3) Min.Owo awin $500,000;
4) Orilẹ-ede ajeji - Ko yẹ;
5) Min.DSCR 1.000;
6) Awin Ṣe si Eniyan Adayeba - Ko si Awọn oluyawo nkan;
7) Ohun-ini Unit 2-4 yẹ ati idinku 5% ni Max.LTV / CLTV lori Matrix;
8) Ijiya-sanwo ṣaaju-oṣu 18 jẹ dogba si anfani oṣu mẹfa;
9) Min.Awọn oṣu 12 PITIA lori ohun-ini koko bi awọn ifiṣura;
10) Iyatọ: ọran nipasẹ ọran fun iye awin ≤ $ 500k pẹlu 0.5 ṣatunṣe si ọya.
Portfolio FN DSCR
1) UW ọya $ 1495 & Ilana Ọya $ 845;
2) Igbẹkẹle / Atunwo Ohun elo $ 300, ti o ba wulo;
3) Atunwo Orilẹ-ede ajeji $ 250;
4) Min.Owo awin $500,000;
5) Min.DSCR 1.000;
6) Anfani nikan - Ko gba laaye;
7) Agbara ti Attorney - Ko gba laaye;
8) Ifiyaje isanwo-tẹlẹ (Oludokoowo nikan) jẹ oṣu 18 ati pe o dọgba si iwulo oṣu mẹfa.
9) Min.Awọn oṣu 12 PITIA lori ohun-ini koko bi awọn ifiṣura;
10) Iyatọ: ọran nipasẹ ọran fun iye awin ≤ $ 500k pẹlu 0.5 ṣatunṣe si ọya.
Bii o ṣe le ṣe iṣiro Portfolio DSCR?
DSCR ni yoo ṣe iṣiro bi atẹle: DSCR = *Apapọ Owo-wiwọle Yiyalo ÷ Isanwo Oṣooṣu Iyẹ (P ati I nikan);
*Apapọ owo oya iyalo = Gross iyalo * (1 - inawo);
Awọn okunfa inawo: Ohun-ini laisi HOA = 25%, Ohun-ini pẹlu HOA = 30%;
Yiyalo yoo jẹ diẹ ti: Owo-wiwọle iyalo lọwọlọwọ tabi iye lori 1007 ti a pese nipasẹ oluyẹwo ti n ṣafihan iṣeto iyalo ọja ifoju.
